Female high school students rescued the boy who fell into the water. The mother of the rescued person screened the screen online to find a benefactor.

  The mother of the rescued boy sent a circle of friends to find a little hero.

  Zhu Liyan (left) and Dan Yuting (right)

  On the evening of January 18th, a post looking for a little hero who bravely saved children from drowning exploded many friends circle of Leshan Jingyan people. It turned out that at 4 o’clock in the afternoon, near Baxian Bridge in Mangxi River, Jingyan County, two girls rescued a boy who fell into the river and left silently. Subsequently, the mother of the rescued boy sent a circle of friends to the whole city to find the "benefactor", and the local netizens relayed and found the little hero who saved people — — Zhu Liyan, but Yu Ting, a high school girl from Jingyan Middle School.

  The incident occurred when a boy suddenly fell into the river while playing by the river.

  At about 4 pm on January 18th, Zhu Liyan, a senior one (14) student from Jingyan Middle School, and Dan Yuting met for a walk, and unconsciously went to the Mangxi River outside the stadium.

  Just walked under the Baxian Bridge by the Mangxi River, the two were preparing to rest on the stone chair. 1 of "dong", there was a noise nearby. The two quickly walked to the riverside guardrail and saw only a little boy about four or five years old falling into the river.

  "Come and save people! Someone fell into the river! " Zhu Liyan and Dan Yuting immediately shouted around. After several calls, all I saw were children playing by the river, and another child who set off firecrackers by the river with the drowning children was suddenly blinded and stood in the same place.

  At this time, the little boy who fell into the water struggled desperately and kept scratching at the shore, but the river bank was too smooth, and the little boy’s hands could not hold steadily. As soon as his feet approached the river bank, he slipped out again. Gradually, the little boy was exhausted and slowly began to sink.

  Rescue female high school students, jump into the river and rescue boys from drowning.

  At this critical juncture, Zhu Liyan quickly threw the mobile phone to Yu Ting, who had no time to take off her clothes and shoes, and jumped into the cold water. Zhu Liyan grabbed the little boy who fell into the water. The little boy also grabbed a lifeline and held Zhu Liyan tightly.

  The riverbank is a slope. Zhu Liyan grabbed the little boy with one hand, but the other hand could not hold the riverbank steadily. At the same time, the little boy struggled desperately and swayed fiercely, and the situation at the scene was very critical.

  Fortunately, Zhu Liyan groped for a crack and two pits on the river bank, and quickly grabbed a pit with her fingers, and her body stabilized for a while. But Yu Ting, who was nearby, saw this situation and took advantage of it. Together, they dragged the little boy out of the water and onto the shore.

  "When Dan Yuting and I dragged the little boy to the shore, the little boy still grabbed my hand, and I used a lot of effort to break his hand." Talking about the scene at that time, Zhu Liyan still has a lingering fear.

  Looking for someone to be rescued, the boy’s mother’s circle of friends brushed the screen to find a benefactor.

  After the boy was rescued, he saw that the boy had been taken care of by his family, but Yu Ting took Zhu Liyan, who was soaked to the skin, and quietly went home to change clothes, and did not tell his family and outsiders about the process of saving people.

  By the time the little boy’s parents reacted, the "little hero" had already disappeared. "Who saved my child? Where is the hero who saved people? "

  Fortunately, a passerby took a photo, and the little boy’s parents quickly sent it to a circle of friends: "This afternoon, my second baby accidentally fell into the Mangxi River, and this girl who tied her hair saved him regardless of safety. Now I am asking for the contact information of my beautiful sister, and I beg you to forward it! " A news of looking for a "little hero" came alive in the circle of friends of many netizens in Jingyan.

  In the end, everyone helped to find these two "little heroes", both of whom were students of Class 14, Grade 1, Jingyan Middle School, one named Zhu Liyan and the other named Dan Yuting. "Thank you for saving my child, but for your timely rescue, I can’t imagine the consequences … …” The little boy’s mother kept thanking them.

  Praise the local call for young people to learn from the two.

  It is understood that in recent days, the temperature has plummeted, the water in the Tunxi River is biting cold, and the water depth of the river is two or three meters. The behavior of two female students who bravely saved the drowning children regardless of their personal safety was not only praised by friends, but also in Jingyan Street. It was told by people.

  However, when asked about the righteous act of going into the water to save people in a crisis, Zhu Lizhen said very calmly, "At that time, there were no adults around us. When I saw that the children were dying in the water, and I knew how to swim, I didn’t think too much and immediately jumped."

  After learning the story of two students in Jingyan Middle School bravely saving children from drowning, at noon on January 19th, Zhou Huarong, secretary of Jingyan County Party Committee, and liuyong, the county magistrate, came to Jingyan Middle School to visit and express their condolences to the two "little heroes", and sent flowers to Zhu Liyan and Dan Yuting, having a cordial conversation with them, asking about the incident and learning about their study and life.

  Zhou Huarong said that the two students stepped forward at the critical moment when others were in distress and their lives were seriously threatened. Their heroic feat of being brave and giving oneself up to save others is worth learning. This is the "positive energy of Jingyan" and the pride of Jingyan people. The county education system and the Communist Youth League Committee should call on the majority of young people to learn from Zhu Liyan and Dan Yuting.

  Qi Gongjun Yu Wei Chengdu Business Daily reporter Gu Aigang’s photo report

Edge walker won the first prize, and the new film "Explosive Shell" entered the top three.


Special feature of 1905 film network In the 16th week of 2022 (from April 18th to April 24th), the box office in China mainland closed at 83,292,900. Monolithic, and the competition is quite fierce. Last week, the two box offices closed at 18,048,100 and 17,605,200 respectively, ranking first and second in the weekly list. In addition, the new film "Explosive Shell" broke into the top three in the weekly list with a box office score of 8.2612 million, ranking third.


 

Edge walker won the first place in the week, and the new film "explosive shell" broke into the top three.

 

In April, the film market was mostly supported by "foreign films", and it was not until the release of "Edge Walker" that domestic films once again attracted the attention of fans. "Edge Walker" is a collection of "familiar faces", which has been screened since the Qingming file and fermented by word of mouth. Even though the film has a general reputation, it can’t stop the lack of new films in the film market, and the feelings of Hong Kong films are still useful to the audience. The Marginalist performed well last week, with a weekly box office of 18.0481 million, winning the weekly list for the first time.

 

Thanks to the pursuit of a group of "magic fans", "Fantastic Animals: The Mystery of Dumbledore" shows strong long-term combat capability. The film was released for more than half a month. Last week, the box office recorded 17,605,200 yuan, which is not much different from "Marginalist". However, this slight gap also made "Fantastic Animals: The Mystery of Dumbledore" give way to the "Zhou Guanbao Block" which occupied two weeks, and the weekly ranking dropped one place from last week to the second place.

 

"Bomb Shell" masterpiece "Desperado Ambulance" is one of the new films opened last week, which has attracted much attention. The film is a remake of a Danish work of the same name in 2005. There are many thrilling "high-burning" pictures in the film, which is a typical Hollywood popcorn movie. But "Bomb Shell" didn’t play well this time. The freshness of rotten tomatoes in the film was only 69%, and the score of douban was even lower than the passing line, and the box office in mainland China was less than 10 million in the first weekend. Even if it barely broke into the top three in the weekly list, there is still a big gap with the champion and runner-up.

 

In addition, the 4th-6th places in the weekly list are all imported movies that appeared in April — — (7.396 million) (6.8216 million) (4.7162 million).

 

Week 17: May 1st gear is approaching. Become the number one seed

 

It is less than a week away from the May Day holiday in 2022. As of press time, six films originally scheduled to be released on May 1st have been withdrawn, but this does not mean that fans will become "no films to watch".

 

I really hate long-distance relationships, which was scheduled to be released on April 29th, was recently announced to start painting on April 30th, and it was decided to start screening during the May 1st period. Together with the three re-released films represented by As long as you live better than me, this May 1st period can be described as a hundred flowers blooming, which is destined to bring a new visual feast to the audience.

 

According to the data of Cat’s Eye Professional Edition, "I Really Hate Long-distance Relationships" has more than 290,000 people who want to see it, which is the one with the highest expectation of the audience in May 1st. The film, starring, tells the story of Zhao Yiyi (Ren Min) confessing to Xu Jiashu (Xin Yunlai) who has been secretly in love for many years, but by mistake, she starts a long-distance relationship. We may wish to wait and see whether the new love film Light can replicate the miracle of the same period last year!


China Military International Competition was cancelled because it was loaded too quickly.

People’s Daily Online, September 15 th, 15 days of sweating, more than 10 countries competed in the same field, 12 major events, 10 groups won the second place, and 3 individual champions. This is the report card handed over by China soldiers in the 2015 international military competition.

In this international competition sponsored by the Russian Ministry of Defence, a special warfare regiment and an infantry brigade in shenyang military area command sent officers and men to represent China’s army in the "reconnaissance vanguard" and "suvorov assault" competitions. The team members fought in the international arena with the good appearance of a new generation of revolutionary soldiers with "four haves", and made a wonderful appearance on the world stage with excellent military literacy and good style image, which not only polished the shining business cards of China soldiers, but also won honor and respect for the motherland and the army.

In the mid-autumn season, the team members who returned with honors had a random discussion with their comrades-in-arms in the military honor history museum, in front of the competition photos, beside the trophies and gold medals, and beside the armored chariots, and started a big discussion on the experience of going to Russia to participate in the "2015 International Military Competition".

The "Reconnaissance Elite" competition has been implemented in five stages, which is fierce and cruel as actual combat-

Can the "Devil Race" scare off China soldiers?

The officers and men replied: On behalf of the motherland in the international arena, no matter how difficult or dangerous, we will go forward bravely.

"This champion is the only one in the five stages of the competition that has not been deducted and has the best color." At the beginning of the discussion, Yu Yuanshui, the leader of the delegation of the "Scouting Elite" competition and the head of a special operations team, said with great pride with the trophy of "Victory Will" in his hand. "At that time, after the competition, Major General Marusin, the Russian chief referee, said to us,’ You are the well-deserved first place, congratulations!’ "

The competition of "Scout Elite" is divided into five stages, namely, landing by plane and marching in a hurry, crossing the comprehensive obstacle of "scout path", driving by a chariot, shooting, and entering the assembly area after completing the task. It is implemented continuously and comprehensively tests the technical indicators of scouts in the form of a closed-loop task, which is called "Devil’s Race".

In the face of many strong teams sent by Russian, Belarusian and other countries, the officers and men of the regiment, who played on behalf of China, withstood the test of various unfavorable factors, fought bravely and dared to win, and staged bloody assaults again and again with excellent quality and excellent style.

"During the competition, when I was crossing the sewer, I hit my head on an obstacle and suddenly my blood flowed downwards." During the discussion, Cheng Yong, a team member of the regiment and a company sergeant of the First Battalion of Special Operations, took out a blood-stained military cap and said, "At that time, I put my spare gloves on the wound on my head, tied them tightly with my hat and insisted on completing the game. When I reached the finish line, the whole hat was red with blood. "

At the discussion site, the team members stepped forward one after another and told their stories during the contest. On the big screen, videos and photos of their contests were continuously scrolled. When ambushing battles, military swimming and crossing obstacles, the officers and men on the scene were deeply shocked by the footage and pictures of the players sweating like rain and even fainting from shock.

"On behalf of the motherland, no matter how difficult and dangerous the competition is, we must face up to the difficulties and go forward bravely …" During the discussion, Xiao Liang, a team member and a company sergeant of the first special warfare battalion of the regiment, said that on the morning of August 10, in the final stage of the competition of "scouts", 10 members of the regiment gave their lives to fight for water barriers and communication.

"I am convinced that you won the first place, which is equivalent to the boxer really knocking his opponent down." After the game, Lieutenant Colonel Yuva, the captain of the training team of the Novosibirsk Higher Military Command School, who ranked second, gave them a thumbs-up and praised them.

Being at the discussion site, listening to such a bloody story, watching the team members’ nearly ground camouflage uniforms and land boots displayed in the history museum of the regiment, Yang Guanyu, a special soldier of the regiment, was deeply touched. When conducting special warfare training again, he worked overtime to practice climbing skills with poor coordination between his hands and feet, and the palm of his hand was grinded with a big blood bubble by the rope and still kept on, which simply improved his training performance for several seconds.

 

Equipment is the carrier of combat effectiveness, and the chariots with different overall performance are used to compete-

Sword is not as good as man, how is swordsmanship better than man, and how is firm but gentle better than man.

The officers and men replied: Give full play to people’s ability, the performance of equipment, and the efficiency of combining people with equipment.

China is the only country that has brought its own domestic equipment to participate in the competition, and all the equipment is the active equipment of the participating troops. The 86A-step chariot equipped by a certain mechanized brigade representing China in the "suvorov Assault" competition is not an advanced chariot of our army. The overall performance of BMP-2-step chariot in Russian competition is ahead of our army’s generation.

"The sword is not as good as people, the swordsmanship can’t be inferior to people, and the shock wave can’t be inferior to people!" During the discussion, Duan Jiabao, the commander of the brigade 616 and the platoon leader of the 1st Battalion, pointed to an honorary chariot in the parking lot and said, "Equipment is the carrier of combat effectiveness. Equipment is not as good as people. If you want to achieve good results, you must bring people’s ability to the limit, the performance of equipment to the limit, and the efficiency of combining people with equipment to the limit!"

Listening to Duan Jiabao’s speech, the thoughts of the participating officers and men floated back to the competition site.

On the morning of August 11th, local time, the "suvorov Assault" competition, the highlight of this international military competition, ushered in the final battle: China, Russian and Venezuelan three-nation infantry fighting vehicles launched the final duel and competed in the relay race.

The track and obstacle course settings of this competition are close to or reach the limit index of Russian-made equipment, and some indexes exceed the design limit of Chinese equipment. For example, the cliff obstacle, the design index of the 86A-step chariot is 90cm, and the obstacle exceeds 1m. During the pre-war mobilization, Huang Qingli, the leader of the China team and the brigade commander, encouraged the officers and men: "Don’t be afraid of strong players, dare to fight to win, dare to break through the limit, and try your best to win the final victory!"

At 10 o’clock in the morning, the game officially began. The No.616 86A infantry fighting vehicle, which the brigade played on behalf of China, roared out with its head high under the control of Duan Jiabao, gunner Chen Jingtao and driver Lu Bo.

Rolling roads, right-angle bends, side slopes, cliff walls, waterways, minefield passages, earth ridges, anti-tank trenches, rutting bridges, and obstacles are left behind by China chariots advancing at high speed; Point-blank, side-shot, one by one, the targets were wiped out by the cannon of the chariot.

"At that time, our car groups really put people’s ability to the limit, the performance of equipment to the limit, and the efficiency of combining people and equipment to the limit!" During the discussion, Chen Jingtao, the gunner of the 616 car and the sergeant of the Fifth Company of the Second Battalion, recalled the scene at that time and said that in the face of the cliff with a height exceeding the obstacle-surmounting performance of the equipment by 30 cm, they walked with full horsepower and high speed. The 86A-step chariot was designed to run at a speed of 65 kilometers per hour. They combined human and equipment to give full play to their maximum efficiency, and actually ran out of the top speed of 72 kilometers per hour.

"Dozens of meters of wading roads, we entered at high speed and rushed up a huge splash; The undulating roads that destroyed the most vehicles and the anti-tank trenches that easily hit the wall, other teams slowed down, and only the China chariot we drove passed by like lightning. " Lu Bo, the team member and driver of the 616 car, took the opportunity to say proudly, "All the 40 obstacles in the relay race were conquered by our China chariot!"

At the end of the first lap, the local people in the stands were amazed. They found that China’s 86A infantry fighting vehicle, under the control of lightly loaded and confident China soldiers, became a dark horse on the field, playing accurately and driving fast, and even threw the advanced Russian locomotive group over 100 meters!

"Our performance was amazing and the Russian team was unexpected." Huang Qingli, the brigade commander who led the team to participate in the competition, said with great pride that Major General Bafu Lavschi, the chief referee of this competition, paid special tribute to us after the competition: "The performance of the equipment of China’s troops participating in the competition is not as good as ours, but the training level is very high, which left a deep impression on me. Congratulations on your good results! "

 

Frequent temporary changes in rules and unfavorable rulings in strong hand-to-hand confrontation-

In adversity, how to show the bearing and image of China soldiers?

The officers and men replied: It is both reasonable and overall, and the frequent change of rules does not hinder the confidence of China soldiers.

The 2015 international military competition is a stage to show the image of our soldiers to the world. Among more than 10 participating countries, China Legion is undoubtedly the most concerned team. From the moment they set foot on Russian soil, every move of China soldiers attracted people’s attention.

"The international military competition is a game for the brave, and the soldiers of no country don’t want to win the competition. The China Legion is a delegation that participated in more projects in this competition and was also regarded as a’ strong enemy’ by the host Russian team. " During the discussion, Zhang Liguo, the deputy brigade commander of an airplane brigade who was the leader of the organizing team, said that in addition to many difficulties such as transportation, language and diet, the uncertainty of the competition rules was the biggest disadvantage they faced, and sometimes the rules were still changing until the day before the competition.

Although the officers and men participating in each competition are fully psychologically prepared, there are still "accidents" in the course of the competition. In this regard, Liu Yanwu, the participating driver who has personal experience, said in the discussion that in the "suvorov Assault" competition, the shooting target can bounce up as soon as Russian tanks and chariots are in place, but we often have to wait for a while to see the shooting target bounce up after China tanks and chariots are in place.

Coincidentally. When the teammates finished loading in 25 seconds, they were far ahead of other teams that took about two minutes. The organizer unexpectedly cancelled the timing of the loading session on the grounds that "you loaded the bomb too fast and it was unfair to other teams".

This made the brigade commander Huang Qingli very puzzled: "It is fast to reload and has strong survivability on the battlefield. The loading speed of our soldiers is practiced by taking off several layers of skin in the palm of your hand. " But the appeal was invalid, and China’s lead of more than 1 minute was cancelled.

In fact, in the competition, all the teams in China encountered difficulties in rules and rulings to varying degrees. According to statistics, as many as 34 rules were temporarily changed before the competition, and 9 rules were still being revised during the competition.

"These difficulties will inevitably be encountered in the process of implementing the strategic thinking of’ military forces going global’ in China." During the discussion, Qin Haiping, director of the brigade’s political department, said that the international military competition has given us an opportunity to train. The main purpose of participating in the competition is not only to compete for the ranking, to test our actual combat ability, to learn from the useful experience of foreign troops, and to consolidate cooperation and friendship with foreign troops, but also to be more important than the results of the competition.

Facts have proved that China soldiers overcame difficulties in unfamiliar environment and showed the comprehensive quality of our army. Faced with all kinds of unfavorable factors, the officers and men participating in the competition not only argued for their own rights and interests, but also took care of the overall situation and remained calm, which showed the confidence and tolerance of China soldiers. In the competition, they played their due level with excellent quality, and shocked the audience many times to set the "limit speed" and hit the "precise shooting".

"At the scene of the competition, foreign soldiers often take the initiative to praise the outstanding performance of our players. Some people are interested in China equipment and even climb into the cockpit to see what happened." Wen Jianxin, an engineer of the 1st Battalion of the Brigade, who is responsible for the training and guidance of the competition, said, "As soon as our drivers in China finished the competition, they were surrounded by Russian people for a group photo. The young soldiers in China smiled and behaved appropriately, and became the messengers of China culture."

The arrival of China’s army also made local Chinese and overseas Chinese particularly excited. Many Chinese provided vehicles, drinking water and Chinese food for the participating troops free of charge, helped translate Russian materials, and held high the national flag to cheer. Some overseas Chinese said, "The arrival of China soldiers has made the word motherland more vivid and concrete, and let us really feel that the motherland is really strong!" (Li Xianghui, Gu Changlong, Ma Yibo)    

The Ministry of Natural Resources and China Banking and Insurance Regulatory Commission issued a document to promote "transfer with mortgage"

  CCTV News:According to the website of the Ministry of Natural Resources, the Ministry of Natural Resources and the members of the Insurance Supervision and Management Committee of the Bank of China recently jointly issued the Notice on Co-operating the Service of "Transfer with Mortgage" for the convenience and benefit of enterprises. In order to carry out the spirit of the Central Economic Work Conference and the relevant requirements of the CPC Central Committee and the State Council Municipality on firmly stabilizing the economy, on the basis of local practice, the Ministry of Natural Resources and the Insurance Regulatory Commission of the Bank of China decided to deepen the real estate registration and financial cooperation to facilitate the interests of enterprises, and work together to do a good job in "mortgage transfer" of real estate, further improve the convenience service level, reduce institutional transaction costs and help economic and social development. The details are as follows:

  First, actively do a good job of "transfer with mortgage"

  "Transfer with mortgage" means that the mortgagor can transfer the mortgaged property during the mortgage period according to Article 406 of the Civil Code. Unless otherwise agreed by the parties, in accordance with the provisions of the agreement, when applying for the transfer registration of mortgaged real estate, the procedures of transfer, re-mortgage and issuance of new loans can be completed without returning the old loans and canceling the mortgage registration in advance, so as to realize the effective connection between real estate registration and mortgage loans.

  "Transfer with Charge" is mainly applicable to outstanding mortgage loans in banking financial institutions, and the mortgage loans are not overdue at present. According to the Notice of the Ministry of Natural Resources on Doing a Good Job in the Registration of Real Estate Mortgage (No.54 [2021] of the Ministry of Natural Resources), if the transfer of mortgaged real estate has been prohibited or restricted in the real estate registration book, or the mortgage registration has been done before the implementation of the Civil Code, it shall be handled by the parties through consultation. All localities should, on the basis of existing work, make in-depth exploration according to the implementation, mode and supporting measures of local "transfer with mortgage" and actively do a good job of "transfer with mortgage". It is necessary to promote provincial capital cities and cities with separate plans to take the lead and gradually expand to other cities and counties; It is necessary to promote the same banking financial institution to take the lead and gradually expand to cross-banking financial institutions; It is necessary to promote the first realization of residential real estate and gradually expand to industrial, commercial and other types of real estate. Realize the full coverage of geographical scope, financial institutions and real estate types, and carry out the "transfer with mortgage" service in a normal way.

  Two, according to local conditions, determine the "transfer with mortgage" mode.

  In practice and exploration, three modes of "transfer with mortgage" have been mainly formed. Mode 1: Combination mode of old and new mortgages. Through the seamless connection of borrowing new loans and returning old loans, the "transfer with mortgage" is realized. The buyer and the seller and the involved lenders reached an agreement on the time and method of issuing new loans and repaying old loans, and the real estate registration agencies merged to handle the transfer registration, the first registration of new mortgages and the cancellation of old mortgages.

  Mode 2: old and new mortgage segmentation mode. By borrowing new loans and returning old loans after transfer, the "transfer with mortgage" can be realized. The buyer and the seller and the involved lenders reached an agreement on the time and method of issuing new loans and repaying old loans, and the real estate registration agencies merged to handle the transfer registration, the first registration of new mortgage rights, etc. After the seller’s loan was settled, the old mortgage rights were cancelled in time.

  Mode 3: mortgage change mode. Realize "transfer with mortgage" through the change of mortgage right. The buyer and the seller and the involved lenders reached an agreement on the change of mortgage rights, and the real estate registration agencies merged to handle transfer registration, mortgage transfer registration and change registration.

  All localities should combine local conditions, determine the appropriate handling mode, and continue to enrich and develop in combination with practice. In the above-mentioned mode, especially when the buyers and sellers are involved in the business of different lenders, all localities are encouraged to actively introduce advance notice registration, and through the advance notice registration system, the "one house and two sales" can be prevented, the risks such as hanging mortgage rights can be prevented, the legitimate rights and interests of all parties can be safeguarded, and financial security can be guaranteed.

  Third, deepen coordination and improve the level of facilitation services

  Real estate registration institutions, banking insurance supervision and management institutions and banking financial institutions at all levels should strengthen business collaboration, promote the integration of registration financial systems, optimize work processes, share information in real time, streamline work materials, strive to achieve seamless integration of registration, loan, lending and repayment, and effectively benefit the people and enterprises. Encourage the establishment of a loan coordination mechanism across banking financial institutions, and further explore the "total-to-total" business and system docking mode between real estate registration institutions and bank insurance supervision and management institutions.

  Real estate registration institutions should continue to extend the registration service port to banking financial institutions, realize the merger of advance notice registration, transfer registration, mortgage registration and other businesses, and support the transfer advance notice registration and mortgage advance notice registration as well as the "double advance notice" registration and transfer to the original registration. It is necessary to apply the electronic real estate registration certificate in an all-round way through the system direct link or "internet plus real estate registration", and support the online and efficient operation of "transfer with mortgage". Encourage the promotion of intelligent auxiliary audit, realize the system to automatically prompt the progress of work and automatically feed back business information, and actively explore the automatic registration of advance notice registration and mortgage cancellation registration.

  Banking financial institutions should focus on the new characteristics of "mortgage transfer" loan business, establish and improve the corresponding service system, speed up the transformation of loan business process, formulate operating procedures or business guidelines, improve the risk management and control mechanism, and upgrade and reform the credit loan approval and repayment settlement systems in time to realize automatic lending, repayment, capital payment and final payment settlement, so as to ensure the safety and efficiency of funds. It is necessary to reduce the burden on buyers and sellers, respect the wishes of all parties, choose a convenient capital transfer mode, clarify the basis, time nodes and specific methods of capital transfer, realize closed-loop management of the whole process and ensure the safety of funds. Encourage direct settlement through bank accounts and other means. If the system of advance notice registration is introduced, it is necessary to timely approve and issue loans according to the result information such as advance notice registration pushed in real time to ensure that the funds arrive on time.

  Fourth, strengthen the organization and guard against all kinds of business risks

  The competent departments of natural resources at all levels and the banking and insurance supervision and management institutions should attach great importance to it, improve their political stance, take the "mortgage transfer" of real estate as one of the important measures to accelerate the steady recovery of economic operation, strengthen organizational leadership, deepen departmental coordination, compact their work responsibilities, and actively implement it. It is necessary to establish a smooth communication and coordination mechanism, strengthen business guidance and supervision, sort out risk points in all links, formulate emergency plans, and effectively prevent risks by issuing samples of tripartite (four-party) agreements, risk warnings, and business early warning. It is necessary to refine business processes, strengthen business training, do a good job in publicity and guidance, and encourage enterprises to actively choose the "transfer with mortgage" service. Major problems encountered in the work, please promptly report to the Ministry of Natural Resources and the Insurance Regulatory Commission of Bank of China.